If you want a credit card with all the benefits and features, the Sumitomo Mitsui Classic Credit Card is the ideal card for you in Japan. It is designed to meet your financial needs while allowing you to enjoy your chosen lifestyle.
With this amazing credit card, you can shop, travel, and manage your expenses simultaneously. Compared to many other credit cards in Japan, it also features very competitive rates, and the added travel insurance is a major plus.
Check out the article below to learn more about the Sumitomo Mitsui Classic Credit Card and how to apply for one.
Get Exclusive Offers with the Sumitomo Mitsui Classic Credit Card
The Sumitomo Mitsui Classic Credit Card is a major player in the credit card industry in Japan but you might be surprised at how popular it is with so many people.
That is thanks to their exclusive offers and discounts to many establishments all over the country. You can get discounts from various partners such as hotels, cinemas, online stores, restaurants, and other establishments.
You might even get exclusive access to promotions and deals that are only available to cardholders.
Get privileges at selected spas and golf courses and many other events.
Worry-Free Travel Experience
The Sumitomo Mitsui Classic Credit Card guarantees that you will never have to worry about anything when you travel.
You can benefit from their comprehensive travel insurance coverage that has protection for trip cancellations.
When it comes to medical emergencies and accidents, the credit card has you covered. Dealing with lost luggage is a thing of the past when you travel with the Sumitomo Mitsui Classic Credit Card.
Affordable Annual Fee
Expensive annual fees often take many people aback, but the Sumitomo Mitsui Classic Credit Card offers a very low and affordable annual fee of only 1,500 yen.
It is also waived during the first year of opening the account. And here’s the kicker—you also get a 50% discount on the annual fee if you spend more than 300,000 yen in a year with this credit card. So, you won’t have to deal with expensive annual fees with this card ever again.
Interest Rates You Should Know
Besides the annual fee, many cardholders are also very wary about high and expensive interest rates.
Many cardholders can rejoice knowing that the Sumitomo Mitsui Classic Credit Card has a very affordable interest rate ranging from 15% to 18%, depending on the applicant’s creditworthiness.
Spend and Get Reward Points
Another great feature of the Sumitomo Mitsui Classic Credit Card is its amazing rewards program. Every time you spend 200 yen with the card, you get 1 point.
You can then use the points you’ve earned to redeem them for different rewards, such as travel vouchers, cash back, gift cards, and more.
There are also instances where you can earn even more points when you shop at partner merchants or use the card abroad.
Make sure to check their official partner listings to see where you can maximize your reward points.
Flexible Payment Options for Everyone
With the Sumitomo Mitsui Classic Credit Card, cardholders can have multiple payment options depending on their choices. You can pay your balance in full monthly or pay in installments with very affordable interest rates.
If you plan on making multiple payments every month for your bills, you can also do so with this credit card.
Make online payments every time you want to pay or set up a payment schedule so you never miss a due date, especially when it comes to utility, subscriptions, and your current credit card bill.
Step-by-Step Guide to Apply for the Sumitomo Mitsui Classic Credit Card
The Sumitomo Mitsui Classic Credit Card makes it easier for you to apply for the card. Its simple process makes it convenient even for newcomers to apply.
You can either visit a nearby branch or apply online, depending on your choice.
If you wish to apply online, follow these steps to ensure that you get approved as quickly as possible.
Preparing the Documents
When applying for the Sumitomo Mitsui Classic Credit Card, you will need to provide them with the proper documents for review.
These include proof of income, such as bank statements and your monthly pay slips. You may also have to submit your credit report to apply for the card.
You must also submit proof of identity and residency, which are your government-issued IDs and utility bills reflecting your current physical address.
Applying Online
Applying online is much easier and more convenient for applicants. You only have to visit the official website and choose the Sumitomo Mitsui Classic Credit Card from among many other credit cards offered on the website.
Please complete the online application form with the required personal details and upload the requested documents. Please review everything, including the terms and conditions, before you submit your application.
Waiting for Approval
It will take several days for you to receive an approval notification from them. During the review, you can also call their customer service hotline to receive updates.
You may receive the approval notification through email or SMS. Once approved, your card will be delivered to you, and upon receiving the credit card, activate it so you can use it for your transactions.
Contact Details
If you wish to contact their customer service hotline, you can call the number – 81-3-3282-8111 and speak to a customer service representative.
You may also visit their main office located at 1-1-2, Marunouchi, Chiyoda-ku, Tokyo, Japan.
Conclusion
The Sumitomo Mitsui Classic Credit Card stands out amongst its competitors for its wide range of benefits and features. The rewards program and the added insurance make it one of the toughest credit cards to beat in Japan. Enjoy an incomparable lifestyle with the Sumitomo Mitsui Classic Credit Card in your hands today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.